Anecdotally, retirement finances formerly were based on a “three-legged stool.” After people stopped working and no longer had earned income, their cash flow would come from Social Security, personal savings, and a pension from a former employer. This pension would have been a traditional defined benefit plan, paid out for the retiree’s lifetime and perhaps for that of a surviving spouse.

What’s Inside

  • Seeking a Stable Retirement
  • Foreign Stock Funds Can Be Doubly Taxing
  • Automatic Enrollment Retirement Plans
  • Tax Calendar