Many people prefer to have some conservative holdings in their IRA’s and other retirement accounts. This century has already produced two nasty bear markets (in 2000-2002 and 2007-2009). If a third downturn occurs, investors will be glad they held some defensive positions, which might minimize losses and possibly offer gains.

What’s Inside

  • Ginnie Mae Funds for Your Retirement
  • Tax Credits Beat Tax Deductions
  • R&D Tax Credits for Small Companies
  • Tax Calendar